Downgrade Credit Card Thanks to the pandemic many of us are sitting on a pile of travel awards larger than we know what to do with, one way to save money that could be worth considering is downgrading premium credit cards while we're using up the awards we already have. Downgrading is simply moving from a certain credit card with an annual fee to a card with a lower (or no) … [Read more...] about Guide: Downgrade Options and Rules for Amex, Citi and Chase Reward Credit Cards