Chase 5/24 Rule Guide This Chase 5/24 Rule Guide will cover everything you need to know about the rule and how to deal with it. The Chase 5/24 Rule is one of the most talked about topics in the credit card industry because it has a very big affect on a large majority of credit card users. While every major credit card issuer has it’s own unique set of rules with respect to … [Read more...] about Complete Guide: Chase 5/24 Rule (2021)
Guides
Should you Buy Points or Pay Cash for your Next Hotel Stay?
Buy Points or Pay Cash I always start the hotel booking process by researching different ways to book my preferred hotels. In most cases the main booking avenues are paying out of pocket and award nights, so for my analysis the most important metrics are the cash rate and the award price for a specific night. Hotel prices generally fluctuate with demand, so weekend nights … [Read more...] about Should you Buy Points or Pay Cash for your Next Hotel Stay?
Credit Card Rewards: Transferable Credit Card Points GUIDE
Transferable Credit Card Rewards Credit card rewards come in many forms and arguably the most valuable type of rewards are known as transferable points (aka flexible currencies). Credit card issuers and banks offer reward programs through which you can earn points to redeem for rewards, travel discounts and other thinks like merchandise and gift cards. From loyalty programs to … [Read more...] about Credit Card Rewards: Transferable Credit Card Points GUIDE
Incredible Amex Platinum Flight Discounts! Save Over 75% on Transcon Flights
American Express Travel Discounts I thought I knew everything there was to know about booking flights through American Express Travel but today I found something amazing for Amex Platinum Cardholders "Recommended Flights" (basically American Express travel discounts on flights). From September 1 – December 31, 2020, Platinum Card Members can access lower fares on select … [Read more...] about Incredible Amex Platinum Flight Discounts! Save Over 75% on Transcon Flights
How to Downgrade Chase Credit Cards (Upgrade & Downgrade Options)
Upgrade Chase Credit Card There are many reasons to downgrade or product change Chase Credit Cards with annual fees like the Chase Sapphire Preferred Credit Card, Chase Sapphire Reserve and Chase Ink Preferred. And now with the new Pay Yourself Back tool on the Sapphire Cards, it might make a whole lot of sense to upgrade Chase Sapphire preferred Credit card to reserve as … [Read more...] about How to Downgrade Chase Credit Cards (Upgrade & Downgrade Options)